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  <title>pagar karo blog — payroll, attendance and HR for Indian businesses</title>
  <link>https://pagarkaro.com/blog/</link>
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  <description>Practical guides on salary, PF, ESI, TDS, attendance and field teams for Indian SMBs.</description>
  <language>en-in</language>
  <item>
    <title>Face Recognition Attendance vs Fingerprint Machine: Which Is Right for Your Factory or Shop?</title>
    <link>https://pagarkaro.com/blog/face-recognition-attendance-vs-fingerprint-machine/</link>
    <guid>https://pagarkaro.com/blog/face-recognition-attendance-vs-fingerprint-machine/</guid>
    <pubDate>Wed, 04 Nov 2026 03:30:00 GMT</pubDate>
    <category>Attendance</category>
    <description>Face recognition or fingerprint attendance for your factory, shop or site? Compare cost, accuracy, liveness, DPDP privacy rules and tablet face kiosks.</description>
  </item>
  <item>
    <title>What Is HRMS? A Practical Guide for Indian Small and Medium Businesses</title>
    <link>https://pagarkaro.com/blog/what-is-hrms-guide-indian-smb/</link>
    <guid>https://pagarkaro.com/blog/what-is-hrms-guide-indian-smb/</guid>
    <pubDate>Thu, 29 Oct 2026 03:30:00 GMT</pubDate>
    <category>HR</category>
    <description>HRMS explained in plain language: what an HR management system does, the core modules, HRMS vs HRIS vs payroll software, what it costs in India, and a 12-point checklist to choose the right one for your business.</description>
  </item>
  <item>
    <title>Employee Onboarding Checklist for India: Documents, Forms and the First 30 Days</title>
    <link>https://pagarkaro.com/blog/employee-onboarding-checklist-india/</link>
    <guid>https://pagarkaro.com/blog/employee-onboarding-checklist-india/</guid>
    <pubDate>Wed, 28 Oct 2026 03:30:00 GMT</pubDate>
    <category>HR</category>
    <description>A complete onboarding checklist for Indian employers: documents to collect, PF and ESI declarations, appointment letter, policies to acknowledge, assets, app access and a first-30-days plan — with a printable list.</description>
  </item>
  <item>
    <title>Probation Period in India: Length, Reviews, Confirmation Letters and Extensions</title>
    <link>https://pagarkaro.com/blog/probation-period-confirmation-india/</link>
    <guid>https://pagarkaro.com/blog/probation-period-confirmation-india/</guid>
    <pubDate>Tue, 27 Oct 2026 03:30:00 GMT</pubDate>
    <category>HR</category>
    <description>How probation works in India: typical length, what the Model Standing Orders 2026 say (six months, extendable by three), running a fair review, confirmation and extension letters, and ending employment during probation.</description>
  </item>
  <item>
    <title>Performance Reviews for Small Businesses: KPIs, KRAs and a Simple 360° Process</title>
    <link>https://pagarkaro.com/blog/performance-review-kpi-kra-small-business/</link>
    <guid>https://pagarkaro.com/blog/performance-review-kpi-kra-small-business/</guid>
    <pubDate>Mon, 26 Oct 2026 03:30:00 GMT</pubDate>
    <category>HR</category>
    <description>A no-jargon guide to performance management for Indian SMBs: KPI vs KRA, example goals for factory, retail, sales and office roles, a short 360° review template, rating scales and a yearly review calendar.</description>
  </item>
  <item>
    <title>EPF for Employers in 2026: Rates, the New ₹25,000 Wage Ceiling and How to Calculate PF</title>
    <link>https://pagarkaro.com/blog/epf-employer-guide-2026/</link>
    <guid>https://pagarkaro.com/blog/epf-employer-guide-2026/</guid>
    <pubDate>Sat, 24 Oct 2026 03:30:00 GMT</pubDate>
    <category>Compliance</category>
    <description>Everything an Indian employer needs to know about EPF in 2026: 12% + 12% split into EPF, EPS and EDLI, the wage ceiling raised to ₹25,000 from 17 September 2026, the 50% wage rule and worked examples.</description>
  </item>
  <item>
    <title>How to Calculate Salary in India: CTC, Gross and Net Pay Explained (2026)</title>
    <link>https://pagarkaro.com/blog/how-to-calculate-salary-ctc-gross-net-india/</link>
    <guid>https://pagarkaro.com/blog/how-to-calculate-salary-ctc-gross-net-india/</guid>
    <pubDate>Tue, 20 Oct 2026 03:30:00 GMT</pubDate>
    <category>Payroll basics</category>
    <description>A step-by-step guide to turning CTC into gross and in-hand salary in India — with PF on the ₹25,000 ceiling, ESI, Professional Tax, TDS and a worked example.</description>
  </item>
  <item>
    <title>ESI Contribution Guide for Employers: 0.75% + 3.25%, ₹21,000 Limit and Contribution Periods</title>
    <link>https://pagarkaro.com/blog/esi-contribution-guide-employers/</link>
    <guid>https://pagarkaro.com/blog/esi-contribution-guide-employers/</guid>
    <pubDate>Sat, 10 Oct 2026 03:30:00 GMT</pubDate>
    <category>Compliance</category>
    <description>How ESI works for Indian employers: who is covered, the 0.75% and 3.25% rates, the ₹21,000 wage limit, contribution periods, the new wage definition and how to calculate it each month.</description>
  </item>
  <item>
    <title>Professional Tax and Labour Welfare Fund: A State-Wise Guide for Employers</title>
    <link>https://pagarkaro.com/blog/professional-tax-lwf-state-guide/</link>
    <guid>https://pagarkaro.com/blog/professional-tax-lwf-state-guide/</guid>
    <pubDate>Tue, 29 Sep 2026 03:30:00 GMT</pubDate>
    <category>Compliance</category>
    <description>What Professional Tax and Labour Welfare Fund are, which states levy them, Maharashtra and Gujarat slabs, February adjustments, half-yearly LWF and how to handle multi-state payroll.</description>
  </item>
  <item>
    <title>New Labour Codes: 7 Payroll Changes Every Indian Employer Must Make</title>
    <link>https://pagarkaro.com/blog/new-labour-codes-payroll-impact-2026/</link>
    <guid>https://pagarkaro.com/blog/new-labour-codes-payroll-impact-2026/</guid>
    <pubDate>Tue, 15 Sep 2026 03:30:00 GMT</pubDate>
    <category>Compliance</category>
    <description>The four Labour Codes in force since 21 November 2025 change how you define wages, pay overtime, settle exits and pay gratuity. Here are the seven payroll changes to make — with examples.</description>
  </item>
  <item>
    <title>TDS on Salary for 2026-27: New vs Old Tax Regime, Slabs and How Employers Deduct It</title>
    <link>https://pagarkaro.com/blog/tds-on-salary-new-vs-old-regime-2026-27/</link>
    <guid>https://pagarkaro.com/blog/tds-on-salary-new-vs-old-regime-2026-27/</guid>
    <pubDate>Sat, 05 Sep 2026 03:30:00 GMT</pubDate>
    <category>Tax</category>
    <description>How employers deduct TDS on salary in tax year 2026-27 under the Income-tax Act, 2025: new and old regime slabs, ₹75,000 standard deduction, the ₹12 lakh rebate, declarations, proofs and monthly projection.</description>
  </item>
  <item>
    <title>Selfie + GPS Attendance: How to Stop Proxy Punching Without Annoying Your Staff</title>
    <link>https://pagarkaro.com/blog/selfie-gps-attendance-stop-proxy-punching/</link>
    <guid>https://pagarkaro.com/blog/selfie-gps-attendance-stop-proxy-punching/</guid>
    <pubDate>Fri, 28 Aug 2026 03:30:00 GMT</pubDate>
    <category>Attendance</category>
    <description>A practical guide to mobile attendance for Indian businesses: geofence radius, selfie checks, fake GPS detection, offline punches, kiosks for workers without smartphones and privacy rules.</description>
  </item>
  <item>
    <title>Overtime, Late Marks and Fines: How to Write a Fair Attendance Policy in India</title>
    <link>https://pagarkaro.com/blog/overtime-late-marks-fines-policy-india/</link>
    <guid>https://pagarkaro.com/blog/overtime-late-marks-fines-policy-india/</guid>
    <pubDate>Tue, 18 Aug 2026 03:30:00 GMT</pubDate>
    <category>Attendance</category>
    <description>How to set grace minutes, late marks, half days, fines and overtime pay that are fair, legal and easy to calculate — with formulas, examples and the limits Indian labour law sets.</description>
  </item>
  <item>
    <title>Leave Policy for Small Businesses in India: Template, Sandwich Rule, Comp-Off and Encashment</title>
    <link>https://pagarkaro.com/blog/leave-policy-small-business-india/</link>
    <guid>https://pagarkaro.com/blog/leave-policy-small-business-india/</guid>
    <pubDate>Sat, 08 Aug 2026 03:30:00 GMT</pubDate>
    <category>HR</category>
    <description>How to design a simple leave policy for an Indian SMB: casual, sick and earned leave, accrual and carry forward, sandwich leave, comp-off, encashment and what your state’s law requires.</description>
  </item>
  <item>
    <title>Managing a Field Sales Team in India: Beat Plans, Visit Check-ins, Orders and Fair Tracking</title>
    <link>https://pagarkaro.com/blog/field-sales-team-tracking-visits-orders/</link>
    <guid>https://pagarkaro.com/blog/field-sales-team-tracking-visits-orders/</guid>
    <pubDate>Thu, 30 Jul 2026 03:30:00 GMT</pubDate>
    <category>Field teams</category>
    <description>How distributors, FMCG and pharma companies can run field teams with beat plans, geofenced customer check-ins, visit forms, orders with GST, travel claims per km and tracking only during duty hours.</description>
  </item>
  <item>
    <title>Full and Final Settlement in India: Two-Day Deadline, Gratuity Formula and a Worked Example</title>
    <link>https://pagarkaro.com/blog/full-and-final-settlement-gratuity-india/</link>
    <guid>https://pagarkaro.com/blog/full-and-final-settlement-gratuity-india/</guid>
    <pubDate>Sat, 18 Jul 2026 03:30:00 GMT</pubDate>
    <category>Payroll basics</category>
    <description>How to calculate full and final settlement under the Labour Codes: pending salary, leave encashment, gratuity (15/26 formula), notice recovery and loan balances — with the two-working-day payment rule.</description>
  </item>
  <item>
    <title>Piece-Rate Wages: How Factories and Workshops Can Pay by Work Done (Correctly)</title>
    <link>https://pagarkaro.com/blog/piece-rate-wages-factory-payroll/</link>
    <guid>https://pagarkaro.com/blog/piece-rate-wages-factory-payroll/</guid>
    <pubDate>Wed, 08 Jul 2026 03:30:00 GMT</pubDate>
    <category>Payroll basics</category>
    <description>How to run piece-rate payroll for garment, textile, packing and assembly units: rate cards, daily work logs, approvals, minimum wage checks, PF and ESI on piece-rate earnings.</description>
  </item>
  <item>
    <title>Switching from Excel to Payroll Software: A 10-Step Checklist (With a Safe Parallel Run)</title>
    <link>https://pagarkaro.com/blog/switch-from-excel-to-payroll-software/</link>
    <guid>https://pagarkaro.com/blog/switch-from-excel-to-payroll-software/</guid>
    <pubDate>Fri, 26 Jun 2026 03:30:00 GMT</pubDate>
    <category>Payroll basics</category>
    <description>A practical checklist for moving payroll from Excel or registers to software mid-year: what data to collect, opening balances for leave, loans and TDS, and how to run one month in parallel.</description>
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